Your Wealth Spring 2024
A while ago a journalist asked me, “Neil, with the increasing trend towards robo-advice and the growing use of Artificial Intelligence (AI), do you think there’ll still be a place…
Neil’s Blog
You are unique and deserve an Independent Financial Adviser who treats you as such.
Our regulator the Financial Conduct Authority, the FCA, thinks firms like ours should categorise clients, and indeed many firms have, using labels such as ‘young accumulators’ and ‘retired decumulators’. Such…
Is your pension in a ‘lifestyling’ arrangement?
I just came across an early version of a factsheet that I wrote for clients post the ’08 crash, warning clients against going into gilts at low yields. By way…
Comments on the Regulation of Digital Assets
According to its press release, on 8 June 2023 the UK’s Financial Conduct Authority announced, ‘tough new rules for marketing cryptoassets.’ The following day I attended a meeting of the…
Don’t Dash to Cash
Investing is all about finding the most appropriate balance of risk and return, not just for an asset but also at the portfolio level. Risk is hard to quantify but,…
